ow is yours. You lost your position as vice president. If compensation is needed, it should be me compensating you.'"Qin Chuchu wrapped her arms around his neck, her eyes alluring as she said, "So, ho...These people were led by a middle-aged man of about 50 years old, a fat man with a shiny face and a big head and ears.
Ye Bufan didn't know these people, but judging by their arrogant and menacing demeanor, they were definitely up to no good.
Wang Ziyan was taken aback for a moment, then immediately stood up with a smile on her face. "Mr. Ma, what brings you here Please have a seat, I'll make some tea for you."
The original middle-aged man was Ma Rui, the head of the Huaxia Bank in Jiangbei City. Behind him were also bank employees.
"Never mind, you're welcome."
The middle-aged man looked sullen and showed no intention of being polite.
"Manager Wang, I'm here to inform you that Fukan Pharmaceutical owes our bank money now and it's time to repay."
Ye Bufan understood, these people were here from the bank to collect the debt. However, he didn't care; 300 million yuan owed was something that Fuhong Pharmaceutical could now afford to repay.
Wang Ziyan also said: "Manager Ma, isn't it just about the debt You don't have to trouble yourself with coming here in person. I want to pay you back today."
She spoke very politely. She would have to deal with the bank in the future no matter what, so it was important to get along with them.
Ma Rui said: "If you can repay the loan, that's great. Let's settle it now. Your company, Fookang Pharmaceutical, owes Huaxia Bank 500 million yuan. It must be paid in full today."
Ye Bufan frowned. Wasn't it a loan of 300 million yuan from the bank How did it become 500 million in the blink of an eye Even with high-interest loans, it wouldn't be this fast.
However, he was unaware of the debt relationship between Fukang Pharmaceutical and the bank and remained silent.
Wang Ziyan had a smile on her face originally, but upon hearing the number, her expression changed instantly. She said anxiously, "Ma Manager, isn't the only loan due 300 million The other two hundred million doesn't mature for another three years..."
Originally, Fukang Pharmaceutical had a total loan of 500 million Chinese yuan from China Construction Bank. However, only 300 million yuan was due, and the remaining 200 million yuan wouldn't need to be repaid for another three years. Therefore, Wang Defu didn't pay attention to it or mention it.
Ma Rui smiled coldly: “Indeed, you have 300 million that is due, plus another 200 million that hasn't matured yet.”
However, you are now delinquent on your loan payments, which has negatively impacted your credit score.
After a comprehensive assessment of Fukang Pharmaceutical by our bank, we have determined that you are not suitable for continued lending. Therefore, the remaining 200 million yuan in outstanding loans will be recalled.
Wang Ziyan was in a panic. She knew very well that her company only had a little over 300 million yuan left, nowhere near enough to repay the 500 million loan.
"Mr. Ma, please be more tolerant. Our company, Fukan Pharmaceutical, has always had a good reputation. This time it was just an unexpected incident. We will return the 300 million yuan immediately."
"Please be merciful and do not pursue the other 200 million in loans…"
Although she spoke in a pitiful manner, Ma Rui's expression remained cold and unmoved. He reached out and took out a notice, slapping it onto his desk.
"The decision on Foka Pharmaceutical was made collectively by our bank's senior management. It can't be changed just because someone wants it to."
This is a reminder to pay your outstanding balance. If the full amount is not received by tomorrow morning at 10:00 AM, we will be forced to seize and auction your company's assets.
After that, he turned and left with his men without giving Wang Ziyan a chance to speak.
"Captain Ma, you can't do this, let's discuss it further..."
Wang Ziyan hadn't finished her words when those people left the office, slamming the door shut. Clearly, there was no room for negotiation on this matter.
"Horse…"
Wang Ziyan's last words remained unspoken, her face etched with disappointment and a sense of urgency.
She picked up the overdue notice and took a look. It was exactly as Ma Rui had just said, all funds must be returned in full by tomorrow morning.
Five hundred million yuan, Wang Ziyan suddenly regretted it. She should have sold it for 500 million yesterday evening.
I originally thought that three hundred million would be enough to repay the bank, but who knew they would suddenly back out and demand the remaining two hundred million from the next three years as well.
"What should I do What can I do"
Now we are truly at a point of life and death. If Fokang Pharmaceuticals is really shut down, then the agency rights obtained from Longteng Pharmaceuticals will be useless, and the company will be completely over.
Wang Ziyan, her six souls restless, urgently said to Ye Bufan: "Xiaofan, is there any way Think quickly."
For some reason, a strange idea popped into her mind: the man in front of her could solve this problem.
It's just a feeling, no reason behind it.
Indeed, Ye Bufan effortlessly took out 200 million Chinese yuan and repaid the bank loan.
I just told Uncle De Fu last night that we should sell at least 500 million Chinese Yuan, with an extra 200 million as activity funds to cover any emergencies. But these two incompetent women managed to mess it up.
Now that this has happened, with the funding chain breaking again just after being resolved, even if I help out myself, these two women need to be taught a lesson first.
Based on this idea, Ye Bufan did not speak.
Seeing that he remained silent, Wang Ziyan's face flashed with a hint of disappointment.
"Forget it, you can't solve this either. Just go back and tell Dad the truth."
After she finished speaking, she hurriedly left the office and drove to Wang's villa.
Ye Bufan didn't leave with her, but instead walked away from the company alone and strolled leisurely down the street.
Wang Jia, Wang Defu, and Hao Hongmei all looked relaxed and happy. The problem of a broken funding chain had been completely solved, and in the future, Fukang Pharmaceutical Industry would be able to get back on track.
With the cooperation of Longteng Group, making money is just a matter of time.
Just then, the door swung open and Wang Ziyan ran in from outside, her face full of panic.
Wang DeFu saw his daughter's appearance and asked with concern, "Xiaoyan, what's wrong"
"Dad, something big has happened."
Wang Ziyan gasped for breath, and handed over the demand notice in her hand.
Wang Defu took it and glanced at it, his expression also changing drastically.
Hao Hongmei came over, snatched the document and took a look. She immediately screamed: "What's going on Wasn't the other 200 million Huaxia coins due in three years Why are they starting to demand payment now"
Wang Ziyan said, “I’m not too sure either. Just now, Ma the head of the bank said that it was because we owed the bank loans and our credit rating had decreased, so they were going to recall the 200 million that wasn’t due yet.”
Wang De Fu said with a gloomy expression: "Does this even need asking It must be that Black Widow woman stirring things up behind the scenes."
She knew we had 300 million yuan in our hands, so she got the bank to work with us and allowed us to repay all 500 million of our loan. This destroyed Fukan Pharmaceutical’s financial chain again.
Realizing the severity of the situation, Hao Hongmei panicked.
"This damned black widow, she even uses such underhanded tactics!"
"Honey, what are we going to do now We can't let them shut down the company for real, that would be the end of us."
Wang Defu said angrily, "It's all your fault! If you had listened to Xiaofan and sold Yuquan Mountain to the Black Widow for 500 million yuan yesterday, none of this would have happened."
Hao Hongmei's expression froze for a moment, then she cried out, "Can you blame me How would I know there was a loan due in three years The bank is already pressing me now."
Besides, who knows if the Black Widow would give 500 million yuan We might not even have the current 300 million left.
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